/* Consultix Payday Loans of Arlington */
:root{
  --navy:#10314e;
  --navy-2:#0a2337;
  --teal:#0d7268;
  --teal-2:#0f8a7c;
  --teal-3:#5fc3b4;
  --teal-tint:#e6f2f0;
  --gold:#b08d33;
  --gold-2:#d8b356;
  --gold-tint:#f6efdd;
  --paper:#f8f6f1;
  --paper-2:#efece4;
  --white:#fff;
  --ink:#132a3f;
  --body:#46545f;
  --muted:#6c7883;
  --rule:#e2ddd2;
  --rule-2:#efebe2;
  --r:8px;
  --r-lg:12px;
  --max:1180px;
  --head:Fraunces,Georgia,"Times New Roman",serif;
  --sans:Manrope,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  --ease:cubic-bezier(.22,.75,.3,1);
  --lg:104px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--body);font-family:var(--sans);font-size:18px;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal)}
h1,h2,h3,h4{font-family:var(--head);color:var(--ink);margin:0 0 .5em;line-height:1.15;font-weight:600;letter-spacing:-.005em}
h1{font-size:clamp(2.1rem, 4.4vw, 3.35rem);font-weight:600}
h2{font-size:clamp(1.55rem, 1.2rem + 1.35vw, 2.3rem)}
h3{font-size:1.16rem;font-weight:600}
p{margin:0 0 1.1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
section{scroll-margin-top:104px}

/* ---------- buttons: squared, not pills ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--sans);font-weight:700;font-size:.97rem;letter-spacing:.01em;padding:16px 28px;border-radius:var(--r);border:1.5px solid transparent;cursor:pointer;text-decoration:none;transition:background .2s var(--ease),border-color .2s var(--ease),color .2s var(--ease),box-shadow .2s var(--ease)}
.btn svg{width:17px;height:17px;fill:currentColor;flex:0 0 auto}
.btn-go{background:var(--teal);color:#fff;box-shadow:inset 0 -2px 0 rgba(0,0,0,.18)}
.btn-go:hover{background:var(--teal-2);box-shadow:inset 0 -2px 0 rgba(0,0,0,.18),0 6px 18px rgba(13,114,104,.24)}
.btn-line{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-line:hover{background:var(--navy);color:#fff}
.btn-gold{background:var(--gold);color:#241c05;box-shadow:inset 0 -2px 0 rgba(0,0,0,.16)}
.btn-gold:hover{background:var(--gold-2)}
.btn-sm{padding:12px 20px;font-size:.9rem}
.btn-wide{width:100%}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:900;background:var(--white);border-bottom:1px solid var(--rule)}
.hdr::after{content:"";display:block;height:3px;background:linear-gradient(90deg,var(--navy) 0 33.3%,var(--teal) 33.3% 66.6%,var(--gold) 66.6% 100%)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-top:10px;padding-bottom:10px}
.brand{display:block;flex:0 0 auto;width:calc(var(--lg)*.8542);height:calc(var(--lg)*.5569);overflow:hidden}
.brand img{width:var(--lg);max-width:none;margin:calc(var(--lg)*-.1913) calc(var(--lg)*-.0672) calc(var(--lg)*-.2517) calc(var(--lg)*-.0786)}
.nav{display:flex;align-items:center;gap:30px;margin-left:auto}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.94rem;padding:4px 0;border-bottom:2px solid transparent}
.nav a:hover{color:var(--teal);border-bottom-color:var(--gold)}
.hdr-cta{flex:0 0 auto}
.burger{display:none;width:44px;height:44px;border:1px solid var(--rule);background:var(--white);border-radius:var(--r);cursor:pointer;padding:0;place-items:center}
.burger span{display:block;width:19px;height:2px;background:var(--navy);position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:19px;height:2px;background:var(--navy)}
.burger span::before{top:-6px}.burger span::after{top:6px}
.mnav{display:none;border-top:1px solid var(--rule);background:var(--white)}
.mnav.open{display:block}
.mnav a{display:block;padding:14px 24px;color:var(--ink);text-decoration:none;font-weight:600;border-bottom:1px solid var(--rule-2)}
.mnav .btn{margin:14px 24px 18px;width:calc(100% - 48px)}

/* ---------- hero: LIGHT paper ---------- */
.hero{position:relative;background:var(--paper);overflow:hidden;border-bottom:1px solid var(--rule)}
.hero::before{content:"";position:absolute;inset:0;background:
   radial-gradient(760px 420px at 88% -12%,rgba(13,114,104,.12),transparent 62%),
   radial-gradient(560px 380px at -8% 108%,rgba(176,141,51,.12),transparent 62%);
   pointer-events:none}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:clamp(30px,4vw,58px);align-items:start;padding-top:clamp(42px,4.6vw,66px);padding-bottom:clamp(48px,5.4vw,78px)}
.hero-eyebrow{display:inline-flex;align-items:center;gap:9px;background:var(--white);border:1px solid var(--rule);padding:8px 15px;border-radius:999px;font-family:var(--sans);font-size:.74rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--teal)}
.hero-eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px rgba(13,114,104,.16)}
.hero h1{margin:20px 0 10px}
.hero h1 em{font-style:italic;color:var(--teal)}
.hero-lede{display:none}
.hero-sub{font-size:1.09rem;color:var(--body);max-width:540px;margin-bottom:26px;padding-left:18px;border-left:3px solid var(--gold)}
.hero-usps{display:grid;gap:0;margin:0 0 26px;list-style:none;padding:0;border-top:1px solid var(--rule)}
.hero-usps li{display:flex;align-items:flex-start;gap:13px;margin:0;padding:13px 0;border-bottom:1px solid var(--rule)}
.hero-usps i{flex:0 0 auto;width:26px;height:26px;border-radius:6px;background:var(--teal-tint);display:grid;place-items:center;margin-top:2px}
.hero-usps i svg{width:14px;height:14px;fill:var(--teal)}
.hero-usps span{font-size:.98rem}
.hero-usps b{color:var(--ink)}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:22px}
.hero-chips{display:flex;flex-wrap:wrap;gap:8px}
.hero-chips b{display:inline-flex;align-items:center;gap:7px;font-size:.78rem;font-weight:700;color:var(--navy);background:var(--white);border:1px solid var(--rule);padding:6px 13px;border-radius:var(--r)}
.hero-chips svg{width:12px;height:12px;fill:var(--teal)}

/* ---------- form card: a document, not a floating pill ---------- */
.fcard{background:var(--white);border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;position:sticky;top:104px;box-shadow:0 1px 2px rgba(19,42,63,.05),0 18px 40px rgba(19,42,63,.09)}
.fcard::before{content:"";display:block;height:5px;background:linear-gradient(90deg,var(--teal) 0 60%,var(--gold) 60% 100%)}
.fcard-head{padding:22px 26px 18px;border-bottom:1px solid var(--rule-2)}
.fcard-head .tag{display:inline-block;font-size:.68rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:9px}
.fcard-head h2{font-size:1.36rem;margin-bottom:5px}
.fcard-head p{color:var(--muted);font-size:.9rem;margin:0}
.fcard-steps{display:flex;align-items:center;padding:13px 26px;background:var(--paper);border-bottom:1px solid var(--rule-2)}
.fstep{flex:1 1 0;min-width:0;display:flex;align-items:center;gap:9px}
.fstep u{flex:0 0 auto;width:24px;height:24px;border-radius:5px;background:var(--navy);color:#fff;font-family:var(--sans);font-size:.74rem;font-weight:800;display:grid;place-items:center;text-decoration:none}
.fstep span{font-size:.78rem;font-weight:700;color:var(--navy);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.fstep-line{flex:0 0 16px;height:1px;background:var(--rule)}
.fcard-body{padding:10px 16px 4px;min-height:300px}
.fcard-body #rsForm{max-width:100%}
.fskel{padding:16px 10px 10px}
.fskel div{height:15px;border-radius:4px;background:linear-gradient(90deg,#f0ede6 25%,#e5e1d7 37%,#f0ede6 63%);background-size:400% 100%;animation:shim 1.4s ease infinite;margin-bottom:14px}
.fskel div:nth-child(1){width:52%}
.fskel div:nth-child(2){height:44px}
.fskel div:nth-child(3){width:38%}
.fskel div:nth-child(4){height:44px}
.fskel div:nth-child(5){height:46px;width:64%}
@keyframes shim{0%{background-position:100% 50%}100%{background-position:0 50%}}
.fcard-foot{display:flex;flex-wrap:wrap;gap:8px 18px;justify-content:center;padding:13px 20px 10px;border-top:1px solid var(--rule-2);background:var(--paper)}
.fcard-foot b{display:inline-flex;align-items:center;gap:6px;font-size:.75rem;font-weight:700;color:var(--muted)}
.fcard-foot svg{width:12px;height:12px;fill:var(--teal)}
.fcard-note{margin:0;padding:0 20px 15px;background:var(--paper);font-size:.75rem;line-height:1.55;color:var(--muted);text-align:center}

/* ---------- trust strip: inverted navy ---------- */
.strip{background:var(--navy);color:#c5d4e2}
.strip .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:26px;padding-top:30px;padding-bottom:30px}
.strip-i{min-width:0;padding-left:16px;border-left:2px solid rgba(255,255,255,.16)}
.strip-i b{display:block;font-family:var(--head);font-weight:600;font-size:1.02rem;color:#fff;margin-bottom:3px}
.strip-i span{font-size:.88rem;line-height:1.55;color:#a9bccd}

/* ---------- sections ---------- */
.sec{padding:74px 0}
.sec-white{background:var(--white);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.sec-head{max-width:74ch;margin-bottom:36px}
.sec-head p{color:var(--muted);margin-bottom:0}
.col{max-width:860px}
.eyebrow-s{display:block;font-size:.73rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);padding-top:12px;border-top:2px solid var(--gold);margin-bottom:14px;width:fit-content}

/* --- 3. WHY: full-bleed teal conversion band --- */
.pitch{background:linear-gradient(160deg,#0b5f57 0%,var(--teal) 55%,#0a6a5e 100%);color:#d3ece7;position:relative;overflow:hidden;padding:80px 0}
.pitch::before{content:"";position:absolute;width:640px;height:640px;border-radius:50%;top:-320px;right:-200px;background:radial-gradient(circle,rgba(216,179,86,.20),transparent 66%);pointer-events:none}
.pitch .wrap{position:relative;z-index:2}
.pitch-head{max-width:780px;margin:0 auto 52px;text-align:center}
.pitch .eyebrow-s{display:inline-block;color:var(--gold-2);border-top-color:var(--gold-2);margin-bottom:16px}
.pitch h2{color:#fff;font-size:clamp(1.8rem,1.3rem + 1.9vw,2.85rem);margin-bottom:.45em}
.pitch-head p{font-size:1.14rem;color:#bfe0d9;margin:0}
.pillars{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:34px;margin-bottom:52px}
.pillar{min-width:0;padding-top:26px;border-top:2px solid rgba(255,255,255,.24)}
.pillar u{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:var(--r);background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.22);margin-bottom:16px;text-decoration:none}
.pillar u svg{width:19px;height:19px;fill:var(--gold-2)}
.pillar h3{color:#fff;font-size:1.24rem;margin-bottom:.4em}
.pillar p{color:#c3e3dc;font-size:1rem;margin:0}
.pitch-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:18px 26px;padding-top:38px;border-top:1px solid rgba(255,255,255,.2)}
.pitch-cta .btn{padding:18px 38px;font-size:1.04rem}
.pitch-cta span{font-size:1.02rem;color:#bfe0d9}

/* --- 4. HOW: horizontal timeline, no boxes --- */
.timeline{position:relative;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:36px;padding-top:38px}
.timeline::before{content:"";position:absolute;top:16px;left:6%;right:6%;height:1px;background:var(--rule)}
.tl{position:relative;min-width:0;text-align:left}
.tl u{position:absolute;top:-38px;left:0;width:33px;height:33px;border-radius:50%;background:var(--teal);color:#fff;font-family:var(--sans);font-size:.84rem;font-weight:800;display:grid;place-items:center;text-decoration:none;box-shadow:0 0 0 7px var(--paper)}
.sec-white .tl u{box-shadow:0 0 0 7px var(--white)}
.tl h3{margin-bottom:.4em}
.tl p{margin-bottom:0;font-size:1rem}

/* --- 5. OPTIONS: editorial article + facts rail --- */
.article{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,.75fr);gap:52px;align-items:start}
.article-body p:first-of-type{font-size:1.16rem;line-height:1.65;color:var(--ink)}
.facts{background:var(--paper);border:1px solid var(--rule);border-top:3px solid var(--teal);border-radius:0 0 var(--r) var(--r);padding:24px 24px 8px;position:sticky;top:120px}
.sec-white .facts{background:var(--white)}
.facts h3{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;font-family:var(--sans);font-weight:800;color:var(--gold);margin-bottom:16px}
.facts dl{margin:0}
.facts dt{font-family:var(--head);font-weight:600;font-size:1rem;color:var(--ink);margin-bottom:2px}
.facts dd{margin:0 0 16px;font-size:.93rem;line-height:1.55;color:var(--muted)}

/* --- 6. PROCESS BAR: thin 4-up strip --- */
.procbar{background:var(--white);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.procbar .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;padding:0}
.pb{display:flex;align-items:center;gap:13px;min-width:0;padding:24px 26px;border-right:1px solid var(--rule)}
.pb:last-child{border-right:0}
.pb i{flex:0 0 auto;width:34px;height:34px;border-radius:var(--r);background:var(--teal-tint);display:grid;place-items:center}
.pb i svg{width:16px;height:16px;fill:var(--teal)}
.pb b{display:block;font-size:.7rem;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);font-weight:800;margin-bottom:1px}
.pb span{font-size:.97rem;color:var(--ink);font-weight:600;line-height:1.4}

/* --- 7. LOCAL: prose + map --- */
.local-split{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:46px;align-items:stretch}

/* --- 8. GUIDANCE: hanging serif numerals, single column --- */
.hang{list-style:none;padding:0;margin:0 0 30px;counter-reset:h}
.hang li{position:relative;padding:26px 0 26px 96px;border-bottom:1px solid var(--rule);margin:0}
.hang li:first-child{border-top:1px solid var(--rule)}
.hang li::before{content:counter(h,decimal-leading-zero);counter-increment:h;position:absolute;left:0;top:22px;font-family:var(--head);font-size:2.1rem;font-weight:600;line-height:1;color:var(--rule);}
.hang strong{display:block;font-family:var(--head);font-weight:600;font-size:1.2rem;color:var(--ink);margin-bottom:4px}
.hang span{font-size:1rem;max-width:70ch;display:block}
.adv-close{font-size:1.02rem;color:var(--muted);margin:0}
.note-lead{background:var(--gold-tint);border-left:3px solid var(--gold);border-radius:0 var(--r) var(--r) 0;padding:16px 22px;font-size:1rem;color:var(--ink);margin:0 0 30px}

/* --- 9. CONSIDER: checklist document --- */
.checkdoc{background:var(--white);border:1px solid var(--rule);border-radius:var(--r-lg);padding:14px 34px}
.sec-white .checkdoc{background:var(--paper)}
.checklist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 46px}
.checklist li{display:grid;grid-template-columns:22px minmax(0,1fr);gap:14px;align-items:start;padding:20px 0;border-bottom:1px solid var(--rule-2);margin:0}
.checklist li:nth-last-child(-n+2){border-bottom:0}
.checklist svg{width:20px;height:20px;fill:var(--teal);margin-top:3px}
.checklist strong{display:block;font-family:var(--head);font-weight:600;color:var(--ink);margin-bottom:1px}
.checklist span{font-size:.97rem;color:var(--muted)}

/* --- 10. ENTITY: compact horizontal band --- */
.entity-band{display:grid;grid-template-columns:minmax(0,auto) minmax(0,1fr) minmax(0,auto);gap:34px;align-items:center;background:var(--white);border:1px solid var(--rule);border-left:4px solid var(--teal);border-radius:0 var(--r-lg) var(--r-lg) 0;padding:30px 34px}
.sec-white .entity-band{background:var(--paper)}
.entity-band .nap{margin:0;border:0;padding:0;background:none;border-radius:0}
.entity-band p{margin:0;font-size:1rem}

/* entity + map */

.entity{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:38px;align-items:stretch}
.nap{font-style:normal;background:var(--white);border:1px solid var(--rule);border-top:3px solid var(--teal);border-radius:0 0 var(--r) var(--r);padding:22px 24px;margin:0 0 20px;font-size:1.04rem;line-height:1.65;color:var(--ink)}
.sec-white .nap{background:var(--paper)}
.nap .nap-name{display:block;font-family:var(--head);font-weight:600;font-size:1.12rem;line-height:1.3;margin:0 0 6px}
.nap .nap-meta{display:block;margin-top:8px;font-size:.9rem;color:var(--muted)}
.map-frame{position:relative;width:100%;min-height:420px;height:100%;border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;background:var(--paper-2)}
.map-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0}

/* cta band */
.cta{background:var(--navy);color:#c5d4e2;padding:70px 0;text-align:center;position:relative}
.cta::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--teal) 0 60%,var(--gold) 60% 100%)}
.cta h2{color:#fff}
.cta p{max-width:56ch;margin:0 auto 26px;font-size:1.06rem}

/* footer */
.ftr{background:var(--navy-2);color:#9db0c2;padding:50px 0 32px;font-size:.95rem}
.ftr-top{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:34px;margin-bottom:32px}
.foot-brand{display:block;width:calc(var(--lg)*.8542);height:calc(var(--lg)*.5569);overflow:hidden;background:#fff;border-radius:var(--r);margin-bottom:16px}
.foot-brand img{width:var(--lg);max-width:none;margin:calc(var(--lg)*-.1913) calc(var(--lg)*-.0672) calc(var(--lg)*-.2517) calc(var(--lg)*-.0786)}
.ftr h4{color:#fff;font-family:var(--sans);font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:9px}
.ftr a{color:#bccddd;text-decoration:none}
.ftr a:hover{color:#fff;text-decoration:underline}
.ftr-nap{font-style:normal;display:grid;gap:9px;font-size:.92rem}
.ftr-nap div{display:flex;gap:9px;align-items:flex-start}
.ftr-nap svg{flex:0 0 auto;width:15px;height:15px;fill:var(--teal-3);margin-top:5px}
.ftr-disc{border-top:1px solid rgba(255,255,255,.12);padding:26px 0 4px;font-size:.77rem;line-height:1.65;color:#78899b;display:grid;gap:10px}
.ftr-disc p{margin:0}
.ftr-disc strong{color:#bccddd;font-size:.84rem}
.ftr-bot{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;flex-wrap:wrap;gap:12px 26px;justify-content:space-between;font-size:.86rem;color:#77879a}
.ftr-bot p{margin:0}

/* sticky mobile bar */
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:950;background:var(--white);border-top:1px solid var(--rule);padding:10px 16px calc(10px + env(safe-area-inset-bottom));box-shadow:0 -6px 20px rgba(19,42,63,.12)}
.mbar .btn{width:100%;padding:14px 12px}

/* modal */
.fmodal{display:none;position:fixed;inset:0;z-index:2000;background:rgba(10,35,55,.80);padding:20px;overflow-y:auto}
.fmodal.is-open{display:flex;align-items:flex-start;justify-content:center}
.fmodal-box{background:var(--white);border-radius:var(--r-lg);box-shadow:0 30px 80px rgba(0,0,0,.42);width:100%;max-width:580px;margin:auto;overflow:hidden;animation:mIn .26s var(--ease)}
.fmodal-box::before{content:"";display:block;height:5px;background:linear-gradient(90deg,var(--teal) 0 60%,var(--gold) 60% 100%)}
@keyframes mIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.fmodal-head{display:flex;align-items:flex-start;justify-content:space-between;gap:15px;padding:20px 24px 16px;border-bottom:1px solid var(--rule-2)}
.fmodal-head h3{font-size:1.22rem;margin-bottom:3px}
.fmodal-head p{color:var(--muted);font-size:.87rem;margin:0}
.fmodal-close{flex:0 0 auto;width:34px;height:34px;border:1px solid var(--rule);background:var(--paper);color:var(--navy);border-radius:var(--r);font-size:1.3rem;line-height:1;cursor:pointer}
.fmodal-close:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.fmodal-body{padding:8px 12px 12px}
.fmodal-frame{width:100%;height:540px;border:0;display:block;transition:height .2s ease}
.fmodal-foot{padding:12px 18px 15px;border-top:1px solid var(--rule-2);background:var(--paper);font-size:.75rem;line-height:1.55;color:var(--muted);text-align:center;margin:0}

/* legal pages */
.legal-hero{background:var(--paper);border-bottom:1px solid var(--rule);padding:52px 0 44px}
.legal-hero h1{font-size:clamp(1.9rem,1.5rem + 1.6vw,2.7rem);margin-bottom:.3em}
.legal-hero p{margin:0;color:var(--muted)}
.legal-body{padding:52px 0 66px;background:var(--white)}
.legal-body .paper{max-width:900px}
.legal-body h2{font-size:1.3rem;margin:2em 0 .5em;padding-top:1.1em;border-top:1px solid var(--rule)}
.legal-body h2:first-of-type{margin-top:.4em;padding-top:0;border-top:0}
.legal-body p,.legal-body li{font-size:1rem}
.legal-body .updated{display:inline-block;background:var(--teal-tint);color:var(--teal);font-weight:700;font-size:.85rem;padding:6px 14px;border-radius:var(--r);margin-bottom:20px}
.legal-body .addr{font-style:normal;background:var(--paper);border:1px solid var(--rule);border-left:3px solid var(--teal);border-radius:0 var(--r) var(--r) 0;padding:18px 20px;line-height:1.6;color:var(--ink)}

/* ---------- responsive ---------- */
@media (max-width:1080px){
  .hero .wrap{grid-template-columns:1fr}
  .hero-copy{display:contents}
  .hero-top{order:1}
  .fcard{order:2;position:static;max-width:620px;width:100%}
  .hero-rest{order:3}
  .hero-lede{display:block;font-size:1rem;line-height:1.55;color:var(--body);margin:0;padding-left:16px;border-left:3px solid var(--gold)}
  .hero-sub{display:none}
  .strip .wrap{grid-template-columns:repeat(2,minmax(0,1fr))}
  .entity{grid-template-columns:1fr}
  .map-frame{min-height:340px}
}
@media (max-width:1080px){
  .article{grid-template-columns:1fr;gap:34px}
  .facts{position:static}
  .local-split{grid-template-columns:1fr;gap:30px}
}
@media (max-width:900px){
  .nav{display:none}
  .burger{display:grid}
  .hdr-cta{display:none}
  .pillars{grid-template-columns:1fr;gap:30px}
  .pitch{padding:60px 0}
  .pitch-head{margin-bottom:38px}
  .timeline{grid-template-columns:1fr;gap:34px;padding-top:0}
  .timeline::before{display:none}
  .tl{padding-left:48px}
  .tl u{top:0;left:0;box-shadow:none}
  .procbar .wrap{grid-template-columns:1fr 1fr}
  .pb{border-bottom:1px solid var(--rule)}
  .pb:nth-child(2n){border-right:0}
  .pb:nth-last-child(-n+2){border-bottom:0}
  .checklist{grid-template-columns:1fr;gap:0}
  .checklist li:nth-last-child(-n+2){border-bottom:1px solid var(--rule-2)}
  .checklist li:last-child{border-bottom:0}
  .entity-band{grid-template-columns:1fr;gap:20px;text-align:left}
  .ftr-top{grid-template-columns:1fr 1fr}
  .ftr-top>div:first-child{grid-column:1/-1}
}
@media (max-width:760px){
  body{font-size:17px}
  :root{--lg:84px}
  .hero .wrap{gap:16px;padding-top:16px;padding-bottom:34px}
  .hero h1{font-size:clamp(1.6rem,6.6vw,2.1rem);margin:10px 0 8px}
  .hero-eyebrow{padding:5px 12px;font-size:.65rem}
  .hero-actions .btn{width:100%}
  .hang li{padding-left:0;padding-top:44px}
  .hang li::before{top:16px;font-size:1.7rem}
  .checkdoc{padding:6px 20px}
  .procbar .wrap{grid-template-columns:1fr}
  .pb{border-right:0}
  .pb:last-child{border-bottom:0}
  .pitch{padding:48px 0}
  .pitch-cta .btn{width:100%}
  .fcard-head{padding:14px 16px 12px;display:flex;flex-direction:row-reverse;align-items:center;justify-content:space-between;gap:10px}
  .fcard-head .tag{margin-bottom:0;white-space:nowrap}
  .fcard-head h2{font-size:1.05rem;margin-bottom:0}
  .fcard-head p{display:none}
  .fcard-steps{padding:9px 16px}
  .fstep span{display:none}
  .fstep{flex:0 0 auto}
  .fstep-line{flex:1 1 auto}
  .fcard-body{padding:6px 10px 2px;min-height:240px}
  .sec{padding:48px 0}
  .cta{padding:52px 0}
  .mbar{display:block}
  body.has-bar{padding-bottom:86px}
  .ftr-top{grid-template-columns:1fr}
  .fmodal{padding:10px}
}
@media (max-width:400px){ .wrap{padding:0 16px} }
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}